Tax · 8 min read
Negative Gearing in Australia: 2026 Property Investor Report
A current, sourced report on negative gearing, rental deductions, interest tracing, announced tax reform, CGT, cash-flow stress, and investor records in Australia.
Evidence library
Guides
Australian property reports with a consistent structure: scope, evidence, stress tests, workflow, and linked references.
Tax and structure
Rules, records, and ownership checks that shape the after-tax result.
Read report
Tax · 8 min read
Stamp Duty Across Australia: 2026 Buyer Evidence Report
A current state and territory transfer duty report for Australian property buyers, with calculator checks, concession checks, settlement timing, surcharge risk, and source-linked references.
Tax · 8 min read
Depreciation Schedules for Property Investors: 2026 Report
A cautious 2026 report on depreciation schedules, quantity surveyor reports, capital works, plant and equipment, second-hand assets, ATO records, tax timing, and CGT sale modelling for Australian property investors.
Tax · 8 min read
Land Tax for Australian Property Investors: 2026 Report
A current, sourced report on Australian land tax, thresholds, ownership dates, exemptions, foreign and absentee surcharges, settlement timing, and portfolio cash-flow modelling.
Tax · 8 min read
Capital Gains Tax When Selling an Investment Property: 2026 Evidence Report
A current Australian report on CGT when selling an investment property, including contract timing, cost base, discounts, main residence rules, clearance certificates, future reform, and after-tax sale modelling.
Tax · 8 min read
Main Residence Exemption When Renting Out a Home: 2026 Evidence Report
A current Australian report on the main residence exemption when a home is rented out, partly rented, used for short-stay accommodation, sold after moving out, or affected by foreign-resident and pension rules.
Tax · 8 min read
Renovation Versus Repair Tax Checks: 2026 Evidence Report
A sourced report for Australian property investors on repairs, maintenance, improvements, capital works, depreciating assets, invoices, records, CGT links, cost pressure, and practical renovation risk.
Lending and rates
Debt, refinancing, rate stress, and loan-purpose reports for portfolio decisions.
Market · 8 min read
Interest Rates and Property Portfolios: 2026 Evidence Report
A current Australian report on cash-rate settings, lender rates, serviceability policy, refinancing, tax treatment, and portfolio cash-flow stress.
Lending · 8 min read
Refinancing a Property Portfolio in Australia: 2026 Evidence Report
A current Australian report on refinance strategy, lender retention, switching costs, serviceability, DTI limits, LMI risk, loan-purpose tracing, and no-refinance fallback planning.
Lending · 8 min read
Borrowing Capacity and Serviceability Buffers: 2026 Evidence Report
A current Australian report on borrowing capacity, serviceability buffers, DTI limits, lender assessment rates, income verification, rental-income haircuts, and pre-approval risk.
Lending · 8 min read
Interest-Only Loans for Property Investors: 2026 Evidence Report
A current Australian report on interest-only investment loans, repayment cliffs, serviceability, investor rates, DTI guardrails, rental-income haircuts, tax-purpose tracing, refinancing, and exit planning.
Lending · 8 min read
Offset Accounts, Redraw, and Loan Purpose: 2026 Evidence Report
A current Australian report on offset accounts, redraw facilities, loan-purpose tracing, mixed-purpose debt, deductible interest, refinancing splits, debt recycling questions, feature fees, and record keeping.
Strategy and retirement
Portfolio design, retirement timing, SMSF questions, and future home planning.
Retirement · 8 min read
Retirement Planning With Property: 2026 Evidence Report
A cautious 2026 report on using property, super, downsizer contributions, home equity, aged care, and Age Pension means tests in Australian retirement planning.
Strategy · 8 min read
Portfolio Diversification Beyond the Family Home: 2026 Evidence Report
A cautious 2026 evidence report on family-home concentration, direct property, debt, super, ETFs, private credit, tax records, liquidity, and retirement-stage portfolio checks.
SMSF · 8 min read
SMSF Property Investment Rules: 2026 Evidence Report
A current Australian report on SMSF property rules, related-party restrictions, business real property, LRBAs, liquidity, tax, costs, policy-change risk, and audit evidence.
Retirement · 8 min read
Downsizer Contributions and Property Retirement: 2026 Evidence Report
A current Australian report on downsizer contributions, 90-day settlement timing, contribution caps, transfer balance caps, Age Pension tests, deeming, replacement-home proceeds, housing costs, and retirement alternatives.
Strategy · 8 min read
Build-to-Rent and New-Build Investor Checks: 2026 Evidence Report
A current Australian report on build-to-rent, new-build investment, off-the-plan risk, supply data, rental pressure, BTR tax concessions, negative gearing reform, CGT reform, defects, strata bonds, settlement valuation gaps, and local due diligence.
Strategy · 8 min read
Commercial Property Versus Residential Investing: 2026 Report
A sourced report comparing Australian commercial and residential property through finance, GST, leases, vacancy, construction, SMSF rules, and exit risk.
Strategy · 8 min read
Regional Property Investing Evidence Checklist: 2026 Report
A sourced 2026 report for checking regional property investing, high-yield towns, rental demand, local jobs, supply, insurance, climate risk, and exit liquidity.
Strategy · 8 min read
Rentvesting Strategy in Australia: 2026 Evidence Report
A cautious 2026 report on rentvesting, rent versus buy decisions, investment property cash flow, first-home schemes, FHSS, lending rules, tax records, CGT, vacancy, and exit planning.
Strategy · 8 min read
Debt Recycling, Property, and Shares: 2026 Evidence Report
A current Australian report on debt recycling, borrowing-to-invest risk, loan-purpose evidence, property-versus-shares trade-offs, tax records, and 2026 lending settings.
Strategy · 8 min read
First Home Buyer Investment Property Strategy: 2026 Report
A cautious 2026 report on first home buyers considering an investment property first, rentvesting, concessions, FHSS, federal schemes, borrowing capacity, rental tax, and future home ownership.
Risk and due diligence
Vacancy, insurance, regional, apartment, and building-level evidence checks.
Risk · 8 min read
Rental Yield and Vacancy Stress Testing: 2026 Evidence Report
A current Australian report on gross yield, net yield, vacancy, rent inflation, asking rents, investor debt cost, operating expenses, insurance, tax treatment, and cash-flow stress testing.
Risk · 8 min read
Apartment Investing and Body Corporate Risk: 2026 Report
A sourced 2026 report on apartment investing, strata and body corporate records, levies, special levies, defects, cladding, insurance, supply, rent, debt, and resale risk.
Risk · 8 min read
Insurance and Climate Risk for Property Investors: 2026 Report
A sourced report on home and landlord insurance, natural hazard cover, underinsurance, premium stress, vacancy, claims, and climate-risk due diligence for Australian property investors.