For investors with rentals
PropRetire is for a person who owns rentals and asks if their household will be okay when they stop work. You record your properties, loans, super, income and spending once. PropRetire works out where you stand today, what is left each month, the tax on a sale and how long your money lasts in retirement, with keeping and selling side by side. Each result opens to its working, and you can take the PDF to your accountant.
What does PropRetire work out?
- Where you stand today: everything held less everything owed, each at its newest figure, before tax. Portfolio position
- What an average month leaves, and the first day any owner's cash runs out in the next ten years. Current cashflow and cash forecast
- The tax on a sale, worked out with the sale and without it. From 1 July 2027, cost base indexation and a 30% minimum tax replace the 50% discount for a person or trust, and the gain up to then keeps the old rules. Property tax and CGT estimates
- How long your money lasts, once for each way of arranging what you own at retirement, such as keeping everything or selling the rentals. Retirement
- Whose cash runs out if rates, costs or rent change, and when. Stress test
- How the suburb around a property scores from 0 to 100 against the other suburbs in its state. Suburb research
PropRetire's results assume income, rent and spending grow 3% a year and super has a net return of 8%, until you change them. Planning assumptions, not a PropRetire forecast.
Read PropRetire side by side with Canwi, TaxTank or PropertyDirector.
Where do I start?
Setup lists your records by kind and says which results wait on what. Start with who owns what, and work down the page. Setup
What does it cost?
Personal is $49 a month or $439 a year, in Australian dollars with GST, for one portfolio. It starts with a 14-day free trial and no credit card. Pricing