What PropRetire does

What does PropRetire do?

PropRetire answers the question Australians with rentals ask: will we be okay when we stop work? It shows what is left each month and how long their money lasts. Each result shows its working. Households use it, and so do their accountants and advisers. Read what PropRetire is.

Who is it for?

Personal is for Australian property owners who want to understand their own portfolio. Business is for advisers, accountants, buyers agents and mortgage brokers, and each adviser in the business adds 50 clients. Compare Personal and Business.

Does it work outside Australia?

No. The tax estimates assume an Australian resident, the suburb statistics are Australian, and prices are in Australian dollars. Read about tax and CGT estimates.

Is this financial advice?

No. PropRetire is educational software. It shows what follows from your records and the assumptions you choose, and it does not know the rest of your circumstances. Read the disclaimer.

Plans and payment

What does it cost?

Personal is $49 a month or $439 a year. Business is $399 a month or $3,599 a year for one adviser, and more for 5 or 10. Prices are in Australian dollars and include GST. See both plans.

Is there a free trial?

Personal starts with a 14-day free trial and Business with a 30-day free trial, no credit card required. See the plans and their trials.

Can I change plan later?

No. Personal or Business is chosen when you register and does not change, so compare what each plan holds and who will use the account first. Compare the plans.

Can I cancel?

Yes, from Billing at any time. Access runs to the end of the period already paid for, and your records stay in the account until you delete it. Read refunds and cancellation.

Records and results

What do I have to record before I see a result?

One legal owner and one property are enough for Portfolio position. The other results also need loans, income and living expenses, and Setup names the records each one is still waiting on. Read how to check a result.

Does it connect to my bank or my lender?

No. Your position, cashflow and projections come from records you enter and date yourself. Suburb research and a property's PropRetire value use licensed market data and public statistics. Read about data and calculations.

Why does a record say it needs a newer figure?

Its last figure is too old to rely on: twelve months for a property value, rent or living expense, six months for a cash or super balance. Results still show, but they read the old figure. Read about records that need a newer figure.

What does the financial year review need to show a year?

A value for each property, and a balance for each loan and offset against it, at the 30 June that opens the year and the one that closes it. Each must be dated within the twelve months before. A tax record for each legal owner adds the tax estimate. Read about the financial year review.

What does funded to age mean?

How old the first person in the retirement plan is when cash runs out, if every property and asset is kept. It is their retirement age plus the whole years from retirement until cash first falls below $0, or until the retirement plan ends if it never does. Read about the retirement plan.

Reports and privacy

Can I share a result with my accountant?

Results download as a PDF. A Business account can also email one behind a secure link, which needs no account and works until its access period ends. Read about sent reports.

What does a client see when I request information?

One page, Requested information, with the sections you asked about and what is already recorded. Read the client guide to information requests.

Can a report send itself each quarter?

Yes. A Business account can give each client a schedule that sends the reports you choose every month, quarter, half year, year or financial year. Read about scheduled sends.

Who can see my records?

You, and anyone you send a report to. In a Business account, its other advisers see its clients too. Inside PropRetire, the two founders run the service, and each change they make to an account from the owner console is recorded. Read how the product is secured.

How do I export or delete my data?

From Data and privacy under Account. Download your data saves everything held. A deletion removes the account and every record in it for good, fourteen days after you ask, and you can cancel it until then. Read about your account.