Check a result

The line under the page title gives the date the result is worked out for, such as Mitchell household · 4 Oct 2026 on Portfolio position. Current cashflow adds the financial year it covers. A downloaded PDF gives the date as As at, on its first page.

The result uses your records as they stand on that date. Each value and balance is the newest one on or before it. The income, expenses, rent, ownership and loan terms are the ones in force that day.

Armadale's Value reads $665,000, the value recorded on 30 Sept 2026. Its Linked debt reads $224,145, the Armadale loan's scheduled balance on 4 Oct 2026. Which value or balance does a result use? says how a recorded figure is carried to the date.

Before a Business account emails a result, the page works it out again. If it changed, the page reads Result changed: Review the refreshed result, then email the report again.

A number you can open draws a dotted line under it as you point at it, and keeps the line on a touch screen. Select it to see its working. The working opens with what the figure is. Then come its steps, each with the dated records it read and the result it gave. The last result is the figure itself.

Select Armadale's Equity, $440,855. The working says The value of the property less its linked debt, before selling costs and tax. Its one step is Take the linked debt from the value.

• A figure inside the working opens a level deeper in the same box. Select Linked debt, $224,145, and the box shows its own step, Add up the balance borrowed for this property on each loan, with the Armadale loan's scheduled balance on 4 Oct 2026. Back returns to Equity. The chain ends at a figure read from a record.
• Some workings add a Basis, what the figure assumes. The Financial year review's net cash result says Every amount is taken as recorded, with no growth over the year and no allowance for vacancy.
• A label you can open gives its definition. Gross yield reads Annual rent divided by the value, before costs.
• In a downloaded PDF, the definitions print as numbered notes in Appendix A.

Value's definition reads The latest recorded value, or the PropRetire value where the market evidence is newer. Armadale's Recorded value working ends with Market evidence for a PropRetire value of this property is not published yet. So $665,000 is the value you recorded.

The working shows how the result was reached. It does not check that a record is right, and an estimate is not accounting, tax, legal, lending or investment advice.

A calculation page shows its assumptions on the page, and its PDF lists them in its basis. On Refinance, Projection basis reads 10 years, 3% earnings growth and 3% CPI until you change it.

• Change an input after a result shows and a note says the result still uses the previous inputs: Purchase changed, Proposal changed or Stress scenario changed. Run it again to update the result.
• On Retirement, Retirement plan inputs changed asks you to calculate the retirement plan again.
• Of the calculation pages, only Retirement saves what you enter. A property's Planning assumptions and Sale assumptions are part of its record, such as Armadale's Annual value growth of 5.5%.

What does PropRetire save? lists what is kept.

An unavailable amount is not zero. It shows muted, as Unavailable or as what it needs. Select it to see why: a record is missing or too old, or the amount cannot be worked out in that case. Amounts that do not depend on it still show.

On the Financial year review, with Last 5 years chosen, Net cash result by year shows 2024-25 as Unavailable. Select it and it reads PropRetire holds no tax rules for Daniel Mitchell this year, so the tax cannot be estimated and no record changes that. The other four years still show their bars.

• An empty table cell is a line that does not apply. A note under the table says why, once, such as PropRetire holds no tax rules for 2024-25, so that year shows no tax.
• Where a whole stage or result cannot be worked out, a panel in its place names the state, such as Stress test unavailable, and lists the records it needs.
• If a result fails to load, the page says so and offers Try again.

A result lists each record it needs once, under What to record or in place of the result, with the button that opens it, such as Record value, Record balance, Record earlier balance or Add income.

The Mitchells recorded their property values on 30 Sept 2026. On 5 Oct 2027, Properties lists Armadale house: Value recorded 30 Sept 2026 needs a newer figure. Record value opens Armadale's page with the Record value form open. Records that go stale says when each kind of record needs a newer figure.

On Purchase, Refinance, Stress test, Cash forecast, a property's Outlook and the Retirement plan's steps, the button brings you back to the result once the record is saved. The page keeps the inputs you had entered. Setup lists every record a result is waiting on.