Property Dollar and PropRetire side by side
Property Dollar and PropRetire both hold an Australian investor's properties and loans and show cash flow.
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What does each one do?
The table sets out what each maker's own pages said, with the day each was read.
| Property Dollar | PropRetire | |
|---|---|---|
| In short | ||
| What it does | Property Dollar Property Dollar tracks property values, equity, loans and cash flow, and lets you test rate changes, extra repayments and rent rises | PropRetire Records for each owner. PropRetire records properties, loans, super, income and spending for each owner, and works out the tax on a sale, what is left each month and how long the money lasts after work income ends |
| Plans and records | ||
| Who it is for | Property Dollar "built for Australian property investors", and for people planning to buy a first home W1, W2 | PropRetire Personal is for an investor planning their own properties, loans, income and super, in one portfolio. Business is for advisers, accountants, buyers agents and mortgage brokers, and each adviser in the business adds 50 clients P1 |
| What you record | Property Dollar Property address and basic details, loan balance, interest rate and repayments, and rental income and expenses W2, W3 | PropRetire Legal owners, properties, other assets such as cash, super and investments, loans, income and living expenses. A legal owner is a person, company, trust or SMSF P2 |
| Price | Property Dollar Core tools are free. Plans and prices are not listed, and its terms say pricing is disclosed before you subscribe. Currency and GST are not stated W3, W4 | PropRetire Personal is $49 a month or $420 a year. Business is from $399 a month or $3,588 a year for one adviser. In Australian dollars with GST P1 |
| Free start | Property Dollar Free to download on iOS and Android. A trial and a credit card are not stated W1, W3 | PropRetire A 14-day free trial on Personal and a 30-day free trial on Business, with no credit card P1 |
| Selling a property | ||
| Tax on a sale | Property Dollar Not mentioned W1 to W4 | PropRetire Tax on a sale. Each legal owner's tax is worked out with the sale and without it P3 |
| A sale from 1 July 2027 | Property Dollar Not mentioned W1 to W4 | PropRetire Rules from 1 July 2027. Cost base indexation and a 30% minimum tax replace the 50% discount for a person or trust, and the gain up to then keeps the old rules P3 |
| Cash over the years | ||
| Future cashflow | Property Dollar Not mentioned. Rental income and expenses give "a basic cash flow view" W3 | PropRetire One run for each option. Runs the records to the end of the future cashflow projection once for each option, such as keeping everything or selling the rentals, and says when any option's cash runs out P4 |
| Cash over time | Property Dollar Not mentioned W1 to W4 | PropRetire Carries each legal owner's cash forward month by month for up to ten years, and gives the first day any owner's cash runs out P5 |
| Rate rise test | Property Dollar "Test how rate changes, extra repayments or rent rises could affect your position before you act" W1 | PropRetire Raises rates or spending, or cuts income or rent, and names each owner whose cash runs out, with the date P6 |
| Offset accounts | Property Dollar Not mentioned W1 to W4 | PropRetire An offset account links to a loan, and interest is worked out on the debt after offsets P7 |
| Accountants, firms and more | ||
| Your accountant or adviser | Property Dollar You can download reports, and it says you can share them with your accountant or broker W1, W3 | PropRetire Each result downloads as a PDF, and Financial year review has a spreadsheet for your accountant P1, P8 |
| A firm with many clients | Property Dollar Not mentioned W1 to W4 | PropRetire Priced by adviser. Business is priced by the number of advisers, and each adviser adds 50 clients P1 |
| What else the maker names | Property Dollar A stamp duty calculator and a borrowing power calculator, and a link to a mortgage broker W1, W3 | PropRetire Purchase works out each owner's cash with and without a property you might buy, and Refinance compares a loan with its current terms P9, P10 |
Not mentioned means the maker's own pages did not mention it on the day each source was read, not that the product cannot do it.
PropRetire's results assume income, rent and spending grow 3% a year and super has a net return of 8%, until you change them. Planning assumptions, not a PropRetire forecast.
Who PropRetire is for: investors, accountants and financial advisers. Compare PropRetire with Canwi, TaxTank and PropertyDirector.
Property Dollar's sources, each with the day it was read:
- W1 propertydollar.com.au, undated, read 20 Oct 2026
- W2 propertydollar.com.au/investors, undated, read 20 Oct 2026
- W3 propertydollar.com.au/faq, undated, read 20 Oct 2026
- W4 propertydollar.com.au/tnc, updated Jan 2026, read 20 Oct 2026
PropRetire's sources, each read on 14 Oct 2026: